Illinois vs Florida Taxes (2026): What Changes When You Move

Bottom line: Yes - moving from Illinois to Florida lowers your state income tax. On a $75,000 salary you would keep about $3,713 more per year.

Salary (single)Illinois taxFlorida taxDifference
$50,000$2,475$0Save $2,475
$75,000$3,713$0Save $3,713
$100,000$4,950$0Save $4,950
$150,000$7,425$0Save $7,425
$250,000$12,375$0Save $12,375

State income tax

Illinois: Illinois uses a flat 4.95% rate with personal exemptions rather than standard deductions.

Florida: Florida has no state income tax, funded primarily through sales taxes and tourism revenue.

What actually changes when you move

Your state income tax is set by where you are a resident, not where your employer is. To stop paying Illinois tax you must genuinely establish residency in Florida - register to vote, change your driver's license and car registration, move your primary home, and spend more than half the year there. High-tax states like Illinois audit departing high earners, so keep records of your move date.

In the year you move you typically file a part-year resident return in both states: Illinois taxes income earned while you lived there, Florida taxes the rest. Remote workers should note that a handful of states tax income sourced to the state even for non-residents - check before assuming a clean break.

Frequently asked questions

Does Florida have state income tax?

Florida has NO state income tax - one of nine states with no wage income tax.

How much will I save moving from Illinois to Florida?

On a $75,000 single-filer salary, the state income tax difference is about $3,713/year (in your favor). Use the calculator for your exact income.

Do I still owe Illinois tax after moving?

Once you establish residency in Florida and break Illinois residency, new income is taxed by Florida. Illinois can still tax income earned while you were a resident - file a part-year return for the move year.

Run your exact numbers

Illinois tax calculator · Florida tax calculator · Paycheck calculator

Estimates use 2026 state brackets and the standard deduction for a single filer; they exclude local taxes, credits and federal tax. Verify with a tax professional before relocating.